Payday loans are short-term small loans that are usually due on the next pay day. The loan amount is paid directly into the account of the customers. Individuals either have to give access to their checking amount or write a check for the full balance. When the individual receives salary in the checking account, the loan amount is debited from the account accordingly.

Payday loan offers convenience to the individuals in that they don’t have to go through a lengthy process to obtain the loan as is the case with traditional loans. Moreover, they do not have to wait for long to gain an approval for the loan. Here, we will review payday loans services offered by ACE Cash Express, which is one of the largest payday lenders in the US.


Overview of Ace Cash Express Payday Loans


Ace Cash Express is a leading US financial company that has been operating since 1968. It offers different financial services including bill payments, debit card services, and payday loans. The financial company also operates check cashing stores in the US. It specializes in offering alternative financial solutions to customers.

With them, individuals can apply for ACE payday loans in minutes. The process is easy, secure, and fast. The online application is fairly straightforward. Individuals do not need to provide lengthy details for obtaining the loan amount. The application can made either online or in-store at certain ACE store locations.

Paydays Loan Application Process

An ACE Payday Loan application can be filed in three simple steps.

  • First, you need to provide personal information such as your name, street number, state, city, social security number, date of birth, phone number, email, and zip code.
  • Then you need to select the option to tell whether you own or rent a house, and also if you are filing or considering bankruptcy protection.
  • Finally, you must select whether you are eligible for federal protection available for the Armed Forces.

Individuals that are found eligible are informed immediately about the decision after submission of the loan application. In most cases, the loan amount is deposited to the account within 48 hours of making the loan application. This offers great convenience to individuals that are in instant need of cash amounts.

In case of applying for the payday loan in the Ace Cash store, individuals are required to bring with them a proof of the bank checking account and income. Some stores accept pre printed checks or debit cards as proof of bank checking accounts. In case the application is successful, individuals can walk out of the store with the loan amount in hand.

Final Words!

Ace Cash does not involve strict requirements similar to traditional loans. Individuals don’t need a high credit score or collateral to qualify for the loan. Individuals that are above 18 years of age and have a steady source of income can easily qualify for the loan. Moreover, individuals should not be involved in any bankruptcy case, or intend to file a case, when applying for the payday loan amount.

Disclaimer Notice: The article/blog is intended for informational purposes only. You should not make any financial decision without consulting with a financial expert first. Ace Cash Express (ACE) is a trademark, we do not cooperate, refer or work with ACE.